Unlock Your LIRA with Ease!
Access your Locked-In Retirement Account (LIRA) with ease for financial hardship or early withdrawal needs.
Welcome to Can You Unlock, your trusted partner in unlocking your pension plan to provide you with much-needed financial relief. We understand that unexpected financial challenges can arise, such as financial hardship, job loss, high-interest debt, medical expenses, or the need for early withdrawal. We're here to help you access your LIRA pension funds when you need them most.
Unlock Your Pension Plan Early:
No Need to Wait for Retirement
Get Up to $5,000 in Advance Now:
Address Immediate Financial Needs
We Specialize in Finding Solutions:
Even If You've Been Declined Elsewhere
Take the first step toward securing your financial future by filling out our no-commitment prequalification form. We respect your privacy—no sensitive information like your Social Insurance Number or birthdate is required for prequalification. If you qualify, you can immediately book a free consultation with one of our expert caseworkers to explore your options and start the process with confidence.
Do I Qualify?
How It Works?
1. Do I Qualify?
Complete the "Do I Qualify" form. It only takes 2 minutes. There is no commitment and we do not ask for any personal information that could identify you such as your social insurance number or your date of birth in our prequalification form.Do I Qualify?
2. Talk with our agent
If you qualify, book a call with one of our caseworkers. They will explain the whole process and fees to you and respond to any questions you have.3. Fill in the full application
Complete the official application and get an advance right away if you need one.4. Get your money
The process takes anywhere from 4 to 8 weeks depending on what type of plan you have and with which financial institution your plan is. Don't forget that we are more than happy to provide you with an advance if you have an immediate financial emergency to address. 
Your $5,000 Advance Awaits!
Qualify today and enjoy your advance right away!
While our process may take up to 8 weeks, our representatives will guide you through every step of the way.
Don't wait—qualify today and get immediate financial relief for a more secure and stress-free future.
GET MY ADVANCE NOW!
Unlocking your LIRA has never been easier!
Regulated and Certified
Our Financial Institution Partners are registered and certified by relevant government agencies.
Fund Protection
Your funds are 100% safeguarded by the Canadian Deposit Insurance Corporation (CDIC).
Secure
Your security is our top priority, and you can change your mind at any time prior to the final deposit.
FAQ
01
What is a LIRA?
02
How can I find out which province governs my LIRA?
03
Which provinces' LIRAs can I unlock?
04
My pension plan is not a LIRA, am I able to unlock it?
05
How long does the LIRA unlocking process take?
06
Will I have to pay taxes on my unlocked LIRA funds?
07
How can I get an advance?
08
How do I get started?
Business hours
Monday to Friday: 9 AM to 5 PM
Eastern Time Zone
Do I qualify?